Privacy & Useage Agreements Privacy Policy, will not use any personal information provided to us except for the purpose stated on the forms you submit. We will not sell or transfer your information to a third party at any time. In the case of user surveys, we may compile your answers with the answers of others in a presentation to a prospective client. Your individual answers, however, will not be distributed. Useage Agreement

All materials within the web site ( are protected by copyright and may not be used by others for financial gain. You may print and make copies of the materials within the web site for your personal use, but you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit, or exploit any part of this service for distribution to others or for resale.

Linking Agreement

You are welcome to provide links on your site to and to request a return link from us. You may not, however, frame any part of our site within your site. All links to our site must bring our site up in a separate and full browser window. Liability

1. You agree to indemnify and hold harmless and its directors, officers, shareholders, parents, subsidiaries, affiliates, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from your use of the

2. is only responsible for the content on the site and not for the content of other online services linked to from this service. A link to another online service does not imply an endorsement of that service by You use and any other online services linked to from at your own risk.

3. This Useage Agreement only governs your use of the web site and does not govern your use of any sites that you link to from You should check those sites for their useage agreements.

4. This service is available "as is". We do not warrant that the service will be interruption- or error-free and we do not warrant that any materials downloaded from the service are free of viruses, worms, Trojan Horses or other destructive materials or devices.

5. You use the service at your own risk., and its officers, directors, shareholders, parents, subsidiaries, affiliates, agents, or licensors, are not liable for any damages of any kind resulting from your use of this service. Any claims against us will be limited to the amount paid, if any, for use of this service.

Copyright© 2000